Building smarter financial products.
I work across lending, banking and fintech to build products that improve growth, pricing, portfolio decisions, customer acquisition and operational efficiency.
Lending and creditDeposits and paymentsInsurance and riskProduct strategyFinancial services transformationZero-to-one products
Flagship products
Selected products and case studies connected by a common theme: better financial decisions.
Portfolio Insights AI
Geospatial analytics dashboard helping banks map portfolio risks and climate exposure, helping big banks grow their ROE by >2% and revealing up to 15% untapped growth potential.
DebtIQ
Free debt monitoring and management tool that transforms complex revolving debt obligations into simple weekly actions, with credit score tracking and personalized pay-down plans.
Personal Loan Journey
Increasing digital sales for an Australian Bank through a streamlined personal loan application process, improving conversion rates by 40% and reducing application abandonment by 65%.
Where I see opportunity
Most financial products still make critical decisions across fragmented workflows. I use this lifecycle lens to identify product opportunities where AI and data can improve decisions, reduce friction and create measurable business value.
Discover
Engage
Decide
Pricing
Conversion
Servicing
Retention
Each stage is a product opportunity. Most are still underserved.
Labs and venture experiments
Exploratory builds and early-stage product concepts
Valora
Design and optimize co-brand cards with AI and real-time simulation, enabling businesses like ecommerce and banks to create personalized card products that increase customer engagement and drive revenue growth.
NN for Loan Eligibility
Neural network model predicting SME loan approval chances with 96% accuracy, delivering instant eligibility scoring and reducing manual review effort by 60%.
Expert Assist MVP
Intelligent advisory platform connecting finance professionals to on-demand expertise, increasing query resolution speed by 45% and user satisfaction scores by 30%.
Concepts in progress
NextBestAction AI
ConceptSuggests personalized product offers for relationship managers based on life stage, business signals, and customer behavior patterns.
ProfitPath AI
ConceptMaps revenue drivers, customer segments, and churn risk to optimize margins through intelligent analysis of profitability patterns.
PricingIQ
ConceptAI-driven custom pricing recommendations by customer, product, and market dynamics to optimize revenue while maintaining competitive positioning.